Next Gen Investors

Empowering the Next Generation of Investors.

Investing early is one of the best financial decisions kids and teens can make because it allows them to take advantage of compound growth, develop good financial habits, and build long-term wealth.

How We Help You Plan for Retirement

The Power of Compound Interest
Thanks to compound interest, even small amounts invested early can grow into a meaningful sum over time.

Financial Freedom & Future Independence
Starting early can build long-term wealth that creates more options in adulthood, whether that means buying a house, starting a business, or retiring early.

Building Good Money Habits
Kids and teens learn to budget, save, and make responsible choices, putting their money to work instead of spending everything they earn.

Outpacing Inflation
Savings accounts often earn low interest, which can limit growth. Investing can help outpace inflation so their money keeps its purchasing power over time.

All investing involves risk including loss of principal. No strategy assures success or protects against loss.

How Kids & Teens Can Get Started

Starting young means they don’t need to invest huge amounts to build wealth—just consistency and time make a massive difference!

Custodial Accounts (UTMA/UGMA)

Parents can set up accounts for kids to invest in stocks, ETFs, and mutual funds.

Roth IRA for Minors

If they have earned income (like a part-time job), they can invest tax-free for retirement.

529 College Savings Plan and/or Coverdell Education Savings Account (ESA)

These are two powerful ways for kids and teens to invest specifically for education expenses.

Learn More About Investing Early

Prior to investing in a 529 Plan investors should consider whether the investor's or designated beneficiary's home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state's qualified tuition program. Withdrawals used for qualified expenses are federally tax free. Tax treatment at the state level may vary. Please consult with your tax advisor before investing.

Learning By Doing

The earlier kids start investing, the more they can learn about how the stock market works, the importance of patience and discipline, and managing risk and making smart financial decisions.

College Savings
Calculator

Teen’s
Budget Tracker

Kid's
Budget Tracker

Recent Articles to Share with Your Kids & Teens

Ready to take control of your financial future?

Connect with our team to discuss your goals and explore how we can help.

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